Five Safest Car Brands to Purchase Based on 2012 Crash Reporting

Don’t look now, but your car is quickly becoming smarter than you. And that’s a good thing.

Forbes.com auto expert and author Jim Gorzelany compiled a list of the safest cars and why they are the safest. Hint: Safest equals smartest. And on the road, it isn’t only the quick that can avoid auto accidents, — it’s the smartest. Sometimes, reflexes don’t respond as well as you need them to in an emergency. Never fear. There’s a car that can take over that side of your brain.

“All the cars in our Safest Cars list either come standard with or offer as optional equipment three systems which are fast becoming available in mainstream models, namely blind-spot and lane-departure warning systems and collision warning and avoidance systems,” writes Gorzelany.

The Five Safest Cars for 2012:

• Volvo S60, S80 & XC60
• Audi A6
• Infiniti: M37, M56 & EX35
• BMW 5 Series
• Mercedes E & M Class

Here’s why: Broken down, each car model offers the driver a bit of advanced brainpower. For example, blind-spot warning utilizes a set of sensors/cameras that detect other cars just to the side and rear of a vehicle and alerts the driver to their otherwise unseen presence. Lane departure warning helps keep inattentive drivers from inadvertently veering into another lane of traffic and causing a collision, which the National Traffic Safety Administration says accounts for 17 percent of all vehicle crashes.

Collision warning and avoidance are another smart system that works with an advanced version of cruise control, using sonar sensors to maintain both a set speed and distance from the nearest car. If the sensors determine the vehicle is closing in on another car or other obstruction in its path too quickly – say the driver is busy opening the coffee lid or texting and isn’t paying attention – it will engage audible and visual alerts, tension to the safety belts and pre-prime the brakes to full force in anticipation of an emergency stop.

There are countless other safety features that qualify these cars as the safest cars on the road, which can help you to avoid auto accidents all together. If you are looking for a safe car for yourself, your wife or your kids, these five are proven to be the safest cars on the road for 2012. When it comes to your reflexes versus your cars’ reflexes, sometimes it’s helpful to have both headed in the right direction.

What if I’m Hit by an Uninsured Motorist?

Being involved in an auto accident in Fort Lauderdale is one of life’s most stressful experiences, doubly so if the person who hits you is an uninsured motorist. Without the proper coverage it is much harder to recoup damages, medical expenses and lost wages.

This is a particularly poignant scenario in the state of Florida, which requires drivers to possess only two forms of coverage on their automobile policy: personal injury protection and property damage coverage. Most drivers overlook another critical form of coverage called uninsured motorist coverage.

According to a recent study from Insurance Research Council (IRC), about one in six drivers are driving with no insurance whatsoever. In 2007, Florida was one of the five states with the highest uninsured driver estimates.

It is important to note that Florida is a partial ‘no-fault’ state when it comes to motor vehicle insurance and auto accidents. Personal Injury Protection coverage comes into play to cover the costs of an individual who is injured in an auto accident — whether they are at fault for the crash or not. Unfortunately, PIP coverage in Florida is limited to $10,000. Because of this, there may be cases when benefits will not cover complete losses.

Personal health insurance only covers a portion of damages in a serious automobile accident. Even if your medical expenses are covered by your health insurance, if you do not possess uninsured motorist coverage, you will be unable to recover fully on your auto accident settlement.

If you are involved in an auto accident in Fort Lauderdale with someone who is driving without insurance, with someone who has insurance that does not cover all of the medical expenses, or in a hit and run case, having uninsured motorist coverage will cover all medical expenses and future earnings. Also hiring a Florida personal injury attorney right away will help to prevent you from being taken advantage of by the insurance company.

The owner of the uninsured motorist policy must pay a monthly premium to the insurance company to obtain this coverage. If an accident does occur, the insurance company would pay the difference between what the uninsured driver compensates and what the injured driver is entitled to.

If you need any information on uninsured motorist coverage or intend to claim under this coverage, you should contact an experienced Ft Lauderdale personal injury lawyer, to help you sift through the legalities and paperwork so you are properly compensated for damages.

The accident you were just in has caught you by surprise – don’t let its aftermath leave you dazed as well.

We Love Our Charities

We are very excited to announce that our We Love Our Charities campaign began on February 14th! The competition is based on who receives the most ‘Likes’ on our Facebook page.

We have set up a landing page on our Facebook page where fans can vote for their favorite charity.